If your insurance company requested a four-point inspection and the electrical portion flagged your panel, you are not alone. This is common for older Florida homes.
What Is a Four-Point Inspection?
A four-point inspection evaluates four systems: roof, plumbing, HVAC, and electrical. Insurance companies use it to assess risk on older homes.
Why Was My Panel Flagged?
Common reasons include an older panel brand (like Federal Pacific or Zinsco), visible corrosion or damage, insufficient capacity, or outdated wiring.
What Should You Do Next?
Gather your inspection report, any insurance letters, and photos of your panel. A licensed electrician can review these and determine the appropriate next step.
Can It Be Evaluated Remotely?
In many cases, we can review photos and documentation remotely to determine whether replacement is needed or whether the concern can be addressed with documentation.
What If an On-Site Visit Is Needed?
If the situation requires in-person evaluation, we offer a $59.99 on-site diagnostic that includes a full evaluation and honest recommendations.
Panel Flagged on Inspection?
Send us your inspection report and panel photos. We will review them and help you understand your next step.
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