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    Serving Sarasota & Manatee County • Veteran-Owned • 4th Generation Electrician(941) 779-4888
    Urgent Insurance & Inspection Support

    Did Your Insurance Company or Four-Point Inspection Flag Your Electrical Panel?

    If your insurance company, underwriter, home inspector, or four-point inspection identified concerns with your electrical panel, we're here to help you understand the next step. Our licensed team reviews inspection reports and photos to determine whether a remote evaluation is appropriate or an on-site diagnostic is recommended.

    Licensed & Insured
    Veteran-Owned
    4th-Gen Electrician
    Serving Southwest FL

    Why Was My Panel Flagged?

    Insurance companies do not all use identical underwriting guidelines. Some insurers request additional documentation when evaluating older homes, especially during policy renewals or new purchases.

    A four-point inspection evaluates the home's Roof, Plumbing, HVAC, and Electrical system. The electrical portion typically considers:

    • Approximate age of the system
    • Panel type and manufacturer
    • Overall condition
    • Electrical capacity
    • Visible deficiencies or safety hazards

    Note: Requirements vary by insurance carrier. We provide honest evaluations based on your specific report and carrier guidelines.

    Electrical panel inspection

    Our Evaluation Process

    Clear, step-by-step guidance from inspection to resolution.

    Submit Information

    You send us your four-point report, insurance letter, and panel photos.

    1

    Expert Review

    Daniel reviews the provided information to assess the situation.

    2

    Determine Next Steps

    We determine whether a remote assessment is appropriate or an on-site diagnostic is recommended.

    3

    Diagnostic (If Needed)

    Schedule the $59.99 diagnostic if physical testing is required.

    4

    Honest Recommendations

    Receive a clear explanation of what is required to satisfy your carrier.

    5

    Estimate & Permitting

    We provide an estimate and handle all local permitting.

    6

    Utility Coordination

    We coordinate the disconnect with FPL.

    7

    Panel Replacement

    Safe, professional installation by our licensed team.

    8

    Final Inspection

    County inspection passes and power is fully restored.

    9

    Photo & Document Checklist

    To help us evaluate your panel remotely, please gather the following items. Safety First: Do NOT remove the panel cover. Only provide photographs that can safely be taken from outside the panel.

    Closed panel door
    Panel brand or label
    Full panel showing breakers
    Surrounding wall area
    Exterior meter box
    Wide view of the panel location
    Four-point inspection report
    Insurance letter or notice
    Flagged inspection page

    Request a Free Remote Panel Assessment

    Provide your information below and we will review your documentation.

    Click or drag files here to upload

    Supports PDF, JPG, PNG (Max 10MB each)

    Referral Partner Program

    Are You an Industry Professional?

    We partner with Insurance Agents, Home Inspectors, Real Estate Agents, Roofers, and Property Managers across Southwest Florida.

    Partners are not expected to share private client information. We provide you with a dedicated QR code or referral link so you can seamlessly connect your clients with a trusted, licensed electrician when their panel is flagged.

    Partner Benefits

    • Priority review for urgent insurance deadlines
    • No need to share private client data
    • Custom QR codes for easy client handoff
    • Honest, reliable service that protects your reputation
    • Clear communication throughout the process

    Educational Content Hub

    Free Homeowner's Guide

    Download our comprehensive guide to understanding electrical panels, warning signs, and insurance implications in Florida.

    Get the Guide

    Federal Pacific & Zinsco

    Learn why these specific panel brands are universally flagged by insurance carriers and the hidden dangers they present.

    Read Article

    Panel Upgrades

    Explore our panel replacement services, permitting process, and how we coordinate with Florida Power & Light.

    View Service

    Frequently Asked Questions

    Clear answers about insurance requirements and panel replacements.

    Call NowFree Remote Estimate