Did Your Insurance Company or Four-Point Inspection Flag Your Electrical Panel?
If your insurance company, underwriter, home inspector, or four-point inspection identified concerns with your electrical panel, we're here to help you understand the next step. Our licensed team reviews inspection reports and photos to determine whether a remote evaluation is appropriate or an on-site diagnostic is recommended.
Why Was My Panel Flagged?
Insurance companies do not all use identical underwriting guidelines. Some insurers request additional documentation when evaluating older homes, especially during policy renewals or new purchases.
A four-point inspection evaluates the home's Roof, Plumbing, HVAC, and Electrical system. The electrical portion typically considers:
- Approximate age of the system
- Panel type and manufacturer
- Overall condition
- Electrical capacity
- Visible deficiencies or safety hazards
Note: Requirements vary by insurance carrier. We provide honest evaluations based on your specific report and carrier guidelines.

Our Evaluation Process
Clear, step-by-step guidance from inspection to resolution.
Submit Information
You send us your four-point report, insurance letter, and panel photos.
Expert Review
Daniel reviews the provided information to assess the situation.
Determine Next Steps
We determine whether a remote assessment is appropriate or an on-site diagnostic is recommended.
Diagnostic (If Needed)
Schedule the $59.99 diagnostic if physical testing is required.
Honest Recommendations
Receive a clear explanation of what is required to satisfy your carrier.
Estimate & Permitting
We provide an estimate and handle all local permitting.
Utility Coordination
We coordinate the disconnect with FPL.
Panel Replacement
Safe, professional installation by our licensed team.
Final Inspection
County inspection passes and power is fully restored.
Photo & Document Checklist
To help us evaluate your panel remotely, please gather the following items. Safety First: Do NOT remove the panel cover. Only provide photographs that can safely be taken from outside the panel.
Request a Free Remote Panel Assessment
Provide your information below and we will review your documentation.
Are You an Industry Professional?
We partner with Insurance Agents, Home Inspectors, Real Estate Agents, Roofers, and Property Managers across Southwest Florida.
Partners are not expected to share private client information. We provide you with a dedicated QR code or referral link so you can seamlessly connect your clients with a trusted, licensed electrician when their panel is flagged.
Partner Benefits
- Priority review for urgent insurance deadlines
- No need to share private client data
- Custom QR codes for easy client handoff
- Honest, reliable service that protects your reputation
- Clear communication throughout the process
Educational Content Hub
Free Homeowner's Guide
Download our comprehensive guide to understanding electrical panels, warning signs, and insurance implications in Florida.
Get the GuideFederal Pacific & Zinsco
Learn why these specific panel brands are universally flagged by insurance carriers and the hidden dangers they present.
Read ArticlePanel Upgrades
Explore our panel replacement services, permitting process, and how we coordinate with Florida Power & Light.
View ServiceFrequently Asked Questions
Clear answers about insurance requirements and panel replacements.