Buying or selling a Florida home with an older electrical panel can create challenges during the closing process. Here is what you need to know.
When Panel Replacement Is Required Before Closing
- The home has a Federal Pacific or Zinsco panel
- The insurer requires replacement as a condition of coverage
- The lender requires it based on the inspection
- The buyer requests it as a condition of the sale
How to Handle It
If you are the buyer, request a panel evaluation before closing. If you are the seller, consider replacing the panel proactively to avoid complications.
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