If your insurance company requested a four-point inspection and the electrical report came back with concerns about your panel, here is what you need to know.
What a Four-Point Inspection Covers
The electrical portion is a visual assessment only. The inspector evaluates the panel brand, visible condition, wiring type, and grounding — without opening the panel.
Why Panels Get Flagged
- Older brands like Federal Pacific or Zinsco
- Visible corrosion or damage
- Insufficient capacity (100-amp or less)
- Outdated wiring or visible deficiencies
What to Do Next
Contact a licensed electrician for an evaluation. We can review your inspection report and panel photos remotely at no charge.
Panel Flagged by an Inspection?
Send us your inspection report and panel photos for a free remote review.
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